Tool review · By Adam Johnstone · Updated 2026-09-13

Monica: the biggest browser assistant, and the least transparent pricing.

Monica has roughly three million Chrome users and the widest feature list of any tool on this site. It also publishes no prices in page text, says nothing about training in its privacy policy, and its parent company ran a user-data deletion in August 2026.

Plans and prices

What Monica costs.

Checked against official sources on 2026-09-13. Where the vendor does not publish a figure, this table says so rather than filling the gap.

PlanPriceNotes
Free$00 advanced credits — this figure is vendor-published. The daily basic-query cap is not, and third-party sources disagree (30, 40, or 30–50).
Pro$9.90/mo or $99/yrThird-party figure. 200 advanced queries plus 1,500 credits per month.
Max$24.90/mo or $199/yrThird-party figure. Unlimited advanced queries plus 4,500 credits.
Ultra$99.90/mo or $995/yrThird-party figure. Unlimited advanced queries plus 20,000 credits.

Model access

Which models you actually get.

Chrome Web Store listing (updated 6 August 2026) names GPT-5.2, GPT-4o, Claude 4.5 Sonnet, Gemini 3 Pro, Nano Banana Pro and Sora 2. The homepage claims GPT-5.5, Claude 4.7 Opus and Gemini 3.1 Pro.

Three official Monica surfaces name three different model sets. The store listing, the homepage hero and the help centre do not agree, and the help centre is two generations stale — it still lists GPT-4o, Claude 3.5 Sonnet and Gemini 1.5 Pro. Which models each paid tier actually unlocks is not published anywhere. Models are included rather than bring-your-own-key.

Limits

What stops you.

FreeProMaxUltra
Advanced credits0200 queries + 1,500Unlimited + 4,500Unlimited + 20,000

Monica's credit costs are vendor-published but only for retired models: GPT-4o chat costs 2 credits per 1,000 tokens, a DALL·E 3 image costs 30 credits, and a Veo 3 video costs 1,600. Credits reset on the first of the calendar month, so a mid-month signup gets a partial allowance. Top-ups are the one thing Monica does price openly: 4,000 credits for $10, 12,000 for $30, 40,000 for $100.

Fit

Who should buy it, and who should not.

Worth it if

  • You want the widest feature surface in one extension — agent automation, deep research, slide generation, PDF chat, translation, memo, and a browser operator.
  • You already use Chrome or Edge heavily and want AI inside the page rather than in a separate tab.
  • You are comfortable evaluating a product by using it rather than by reading its documentation.

Look elsewhere if

  • You need to know the price before signing up. Monica publishes none in page text, on its own site or on G2.
  • You need a written commitment that your conversations are not used for training. The privacy policy does not address training at all, in either direction.
  • You work in a team. Monica confirms team plans have not launched and collects interest by email.
  • You process scanned PDFs. Third-party testing reports image-only PDFs are rejected outright.

Open questions

What Monica does not publish.

Every comparison has gaps. Listing them is more useful than guessing, and these are the things worth checking yourself during a trial.

  • Every price. Monica publishes no subscription figure as page text; all numbers above are third-party.
  • The exact free-tier daily cap — sources say 30, 40 or 30–50.
  • Which models each paid tier unlocks. Three official sources give three answers.
  • Credit costs for any current model. The published table covers GPT-4o, DALL·E 3 and Veo 3 only.
  • Context window, and what the “Custom Context Limit” setting actually sets.
  • Whether user data is used for training. The policy is silent.
  • Whether Monica end-users were affected by the August 2026 data deletion, or whether that notice mirrors a group-wide document.

Platform and data

Where it runs and what happens to your content.

Platform

Chrome and Edge extensions, plus macOS, Windows, iOS and Android apps. The Chrome listing shows 3,000,000 users, last updated 6 August 2026 — roughly fifteen times ChatHub's extension install base.

Privacy and data handling

The weakest documented position of any tool on this site. The policy commits only to retaining data “as long as is necessary” with no periods for any category, never mentions model training, and offers opt-out for marketing email only. No enterprise controls, DPA or admin management are documented. Named subprocessors are FastSpring and Amazon SES.

Sources

Where these figures come from.

All figures on this page were checked on 2026-09-13. Prices and limits in this category change frequently — verify on the official page before paying. Monica advanced credit rules · Monica privacy policy · Monica Chrome Web Store listing · G2: no pricing published by vendor

FAQ

Monica questions.

How much does Monica cost?

Monica does not publish subscription prices as page text on its own site, and its G2 listing carries no pricing either. Third-party sources consistently report Free, Pro at $9.90/month or $99/year, Max at $24.90/month or $199/year, and Ultra at $99.90/month or $995/year. Treat those as unverified until you reach checkout.

What are Monica's advanced credits?

A second currency on top of query counts. Free gets zero. Pro gets 200 advanced queries plus 1,500 credits per month; Max gets unlimited queries plus 4,500 credits; Ultra unlimited plus 20,000. Credits reset on the first of the calendar month, not on your billing date.

Does Monica use your data for training?

Monica's privacy policy does not say, in either direction. It contains no training clause and no opt-out mechanism, and specifies no retention period for any data category. If a written no-training commitment matters to you, ChatHub and TypingMind both publish one and Monica does not.

Can Monica read scanned PDFs?

Third-party testing reports that image-only PDFs are rejected and that uploads are capped at 50MB or 100,000 tokens. Monica does not publish either limit, so this is unconfirmed by the vendor.

Does Monica have team plans?

No. Team plans have not launched. There is no shared billing or workspace management, and Monica collects interest through an email address. The per-user framing in third-party price tables is marketing phrasing, not evidence of seat management.